Rental Financing

Rates as low as 5.5%


Product Purchase | Refinance – Term Loan
Loan Term 5 – 10 years
Rate+ (Fixed) 5.5-7.5%
Origination Points from 3
Loan Type 30 year Amortized
Interest Guaranty (Prepayment) Based on Loan Term (e.g. 5 yr. loan year 3, 2, 1, 0%)
Max LTV* (As-Is Value) 70%
Credit FICO >650
Valuation Appraisal
Landlord Experience 2 years+

Product Criteria

  • Business Purpose Loans
  • Borrower Experience Required
  • Property Types: Investment SFR (1-4), Condos (limited)
  • Loan Purpose: Fix-Flip, Rental, Refinance, Purchase, Fix-Hold, Stabilize, Rehab, Cash Out
  • Minimum Loan Amount: $75K per property
  • Minimum property value of $50K for
  • 5-10 yr. program
  • Maximum Loan Amount: $5MM per property
  • Rent Roll and DSCR > 1.25:1 required for loans over 24m
  • Personal Guaranty Required
  • No BK or FC within the last 36 months*
  • No rural properties

+ Rates and Points may decrease/increase depending on standard underwriting criteria * LTV may vary by state

This is not an offer or commitment. Rates, terms, and conditions may be changed without notice and are applicable only to the Investment Residential loan program at Direct Lending Partner.

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